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Income Tax Calculator
Calculate income tax for FY 2025-26 under old & new regime. Includes 87A rebate, surcharge, cess, marginal relief.
HRA Calculator
Calculate HRA exemption under Section 10(13A) for metro and non-metro cities.
Old vs New Regime
Side-by-side comparison of old and new income tax regime for FY 2025-26.
Capital Gains
Calculate STCG and LTCG on equity, debt MFs, and property with indexation.
Crypto Tax
Calculate 30% tax + 1% TDS on virtual digital asset (crypto, NFT) gains.
Advance Tax
Compute advance tax instalments due on Jun 15, Sep 15, Dec 15, Mar 15.
TDS on Salary
Estimate monthly TDS on salary based on projected annual income and regime.
87A Rebate
Calculate 87A rebate eligibility — ₹60k new regime up to ₹12L, ₹12.5k old up to ₹5L.
Indexation
Calculate indexed cost of acquisition for LTCG using CII (FY 2001-02 base).
Freelancer Tax
Calculate presumptive tax on freelance income under Section 44ADA (50% deemed profit).
Gratuity
Compute gratuity using 15-day-per-year formula under Payment of Gratuity Act.
Home Loan EMI
Calculate home loan EMI, total interest, and amortization schedule across 15+ banks.
Personal Loan EMI
Compute personal loan EMI with full amortization across SBI, HDFC, ICICI, Axis and more.
Car Loan EMI
Calculate car loan EMI with prepayment savings and tenure optimization.
Two-Wheeler EMI
Bike & scooter loan EMI calculator across HDFC, Bajaj, TVS Credit and more.
Education Loan EMI
Education loan EMI with moratorium handling and 80E tax benefit.
Gold Loan EMI
Calculate gold loan EMI with current LTV ratios and rates from Muthoot, Manappuram, banks.
Business Loan EMI
MSME / business loan EMI calculator across PSU and private banks.
Loan Eligibility
Maximum loan eligibility based on monthly income and existing EMIs (FOIR-based).
Loan Prepayment
See exactly how much interest you save and tenure you cut by prepaying lump sum or monthly.
Balance Transfer
Calculate savings from transferring your home/personal loan to a lower-rate lender.
SIP Calculator
Project SIP returns with step-up, see year-wise growth and total invested vs returns.
Lumpsum Calculator
Estimate maturity value of one-time mutual fund investment.
Step-up SIP
Annual SIP increment matched to salary hikes — see how it 2x's your retirement corpus.
SWP
Plan monthly withdrawals from your mutual fund corpus — find sustainable withdrawal rate.
PPF Calculator
Calculate PPF maturity at 7.1% with year-wise interest accrual.
NPS Calculator
Calculate NPS corpus, 60% lump sum and 40% annuity-based monthly pension.
EPF Calculator
Project EPF corpus at retirement with 12% employee + employer match and yearly hike.
SSY
Calculate Sukanya Samriddhi maturity at 8.2% for your daughter's education/marriage.
KVP
Calculate Kisan Vikas Patra doubling period at current 7.5% rate.
NSC
5-year NSC maturity at 7.7% with 80C deduction.
SCSS
Calculate SCSS quarterly payout at current 8.2% rate.
Goal SIP
Find the monthly SIP needed to reach a target corpus.
CAGR
Calculate Compound Annual Growth Rate from start and end values.
XIRR
Calculate XIRR for irregular SIP/SWP cashflows like Excel's XIRR function.
Retirement
Calculate retirement corpus needed for your lifestyle, factoring inflation and life expectancy.
FD Calculator
Calculate FD maturity with quarterly compounding for SBI, HDFC, ICICI and more.
RD Calculator
Calculate maturity of monthly recurring deposits.
POMIS
Calculate Post Office MIS monthly income at 7.4%.
CC EMI
Convert credit card purchase to EMI — Bajaj Finserv, HDFC, ICICI, SBI cards.
GST Calculator
Calculate GST inclusive, exclusive, reverse, with CGST + SGST / IGST split.
GST Late Fee
Calculate GST late fee (₹50/day) and interest (18% p.a.) for delayed returns.
HSN Rate Finder
Quick lookup for GST rates by HSN code (goods) or SAC code (services).
Stamp Duty
Calculate stamp duty + registration charges across all Indian states with male/female/joint rates.
Rent vs Buy
Compare 25-year cost of renting vs buying a home including opportunity cost.
Rental Yield
Calculate gross & net rental yield on property investment.
Area Converter
Convert between sq.ft, sq.m, bigha, acre, gunta, cent — all Indian land units.
Home Affordability
Find the maximum home price you can afford based on income, down payment, and loan tenure.
CTC Calculator
Convert CTC to monthly in-hand after PF, tax, and gratuity for FY 2025-26.
Hike Calculator
Calculate post-increment salary in % terms or new amount.
Leave Encashment
Calculate leave encashment + tax (₹25L exemption for non-government employees).
Notice Buyout
Calculate notice period buyout cost when joining a new company before notice period ends.
Freelance Rate
Calculate your ideal hourly rate based on target income, billable hours, and expenses.
Term Insurance
Calculate ideal term insurance cover using Human Life Value and DIME methods.
Vehicle IDV
Calculate Insured Declared Value (IDV) of car/bike with depreciation slabs.
Health Premium
Estimate health insurance premium based on age, sum insured, and city zone.
Brokerage Calc
Calculate net P&L after brokerage, STT, GST, exchange charges, SEBI fee, stamp duty.
Position Size
Determine quantity to buy based on stop-loss and risk-per-trade percentage.
Dividend Yield
Calculate dividend yield, post-tax yield, and dividend reinvestment growth.
FIRE Calculator
Calculate retirement corpus and years to FIRE using 25× rule and 4% safe withdrawal.
Inflation Calc
Adjust expenses for India's CPI inflation across years.
Net Worth
Track total assets minus liabilities — your true financial health metric.
Emergency Fund
How much you need: 3-12 months of expenses based on job stability and dependants.
TCS on LRS
Calculate 20% TCS on foreign remittances above ₹7L (education/medical exempt up to ₹7L).