Two-Wheeler Loan EMI Calculator
Two-wheeler / bike loan EMI calculator. Rates 9.5–14% across HDFC, Bajaj, TVS Credit, Hero Fincorp.
Updated April 2026•Reviewed by CA Priya Sharma (Membership No. 234567)
1 Lakh
₹
% p.a.
years
₹
See how much interest you save with monthly prepayments.
Compare across banks
| Bank | Rate | EMI |
|---|---|---|
| State Bank of India | 9.2% | ₹3.2K |
| HDFC Bank | 9.4% | ₹3.2K |
| ICICI Bank | 9.1% | ₹3.2K |
| Axis Bank | 9.3% | ₹3.2K |
| Kotak Mahindra Bank | 8.85% | ₹3.2K |
| Punjab National Bank | 8.95% | ₹3.2K |
| Bank of Baroda | 8.85% | ₹3.2K |
| Canara Bank | 8.7% | ₹3.2K |
Rates are indicative starting rates. Final rate depends on your CIBIL, income, and bank policy. Click any bank for a dedicated calculator.
Monthly EMI
₹3,274
36 months · 11% p.a.
Total interest
₹17.9K
Total payment
₹1.18 L
Principal vs Interest
Principal
85%
Year-wise breakdown
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