Step-up SIP Calculator

Step-up SIP increases your monthly contribution every year (matched to salary hike). Over 25-30 years it can 2x your final corpus vs flat SIPs.

Updated April 2026Reviewed by CA Priya Sharma (Membership No. 234567)
10 Thousand
% p.a.

Equity: ~12% · Hybrid: ~10% · Debt: ~7% (long-term India averages)

years
%

Increase your SIP by this % every year (match your salary hike).

Maturity value
₹50.46 L
After 15 years at 12% p.a.
Invested
₹18.00 L
Returns
₹32.46 L

Invested vs Returns

Returns %
180%

Year-wise growth

Frequently asked questions

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