Step-up SIP Calculator
Step-up SIP increases your monthly contribution every year (matched to salary hike). Over 25-30 years it can 2x your final corpus vs flat SIPs.
Updated April 2026•Reviewed by CA Priya Sharma (Membership No. 234567)
10 Thousand
₹
% p.a.
Equity: ~12% · Hybrid: ~10% · Debt: ~7% (long-term India averages)
years
%
Increase your SIP by this % every year (match your salary hike).
Maturity value
₹50.46 L
After 15 years at 12% p.a.
Invested
₹18.00 L
Returns
₹32.46 L
Invested vs Returns
Returns %
180%
Year-wise growth
Frequently asked questions
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