Capital Gains Tax Calculator (STCG / LTCG)
Calculate Short-Term and Long-Term Capital Gains tax under the new (post-Jul-2024) regime: 12.5% LTCG without indexation, 20% STCG on equity, slab rates on debt MFs.
Updated April 2026•Reviewed by CA Priya Sharma (Membership No. 234567)
1 Lakh
₹
2.5 Lakh
₹
Total tax payable
₹3,250
Holding: 5 yrs · Long-term gain
Gross gain
₹1.50 L
Tax + cess
₹3.3K
@ 12.5%
Breakup
| Gross gain | ₹1,50,000 |
| Exemption | −₹1,25,000 |
| Taxable gain | ₹25,000 |
| Tax @ 12.5% | ₹3,125 |
| Cess (4%) | ₹125 |
| Total tax | ₹3,250 |
ℹ LTCG on listed equity / equity MF: 12.5% above ₹1.25L exemption (post-Jul-2024).
Capital Gains Tax in India (post-Jul-2024)
Listed Equity / Equity MF: STCG (held <1Y) = 20% · LTCG (≥1Y) = 12.5% above ₹1.25L exemption.
Property / Gold / Unlisted Shares: STCG (held <2Y) = at slab · LTCG (≥2Y) = 12.5% without indexation. Pre-Jul-2024 properties get the choice of 12.5% no-indexation OR 20% with indexation.
Debt Mutual Funds (post Apr-2023): All gains added to income, taxed at slab rate. No LTCG benefit.
Frequently asked questions
Get this as a PDF report
Email or WhatsApp yourself a branded PDF + 5 personalised money-saving tips.
We never spam. Unsubscribe anytime.