Loan Prepayment Savings Calculator
See how much interest you save and tenure you cut by making lump-sum or monthly prepayments on your loan.
Updated April 2026•Reviewed by CA Priya Sharma (Membership No. 234567)
50 Lakh
₹
%
yrs
Strategy 1: Monthly extra prepayment
₹
Strategy 2: One-time lump sum
5 Lakh
₹
Savings · monthly prepay
₹13.89 L
Loan closes 53 months early
Savings · lump sum
₹5.41 L
By prepaying ₹5.00 L once
Original interest (baseline)
₹54.14 L
Frequently asked questions
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