Vehicle IDV Calculator
Calculate Insured Declared Value (IDV) of your car or two-wheeler using IRDA depreciation slabs. IDV is the maximum payable in case of total loss.
Updated April 2026•Reviewed by CA Priya Sharma (Membership No. 234567)
8 Lakh
₹
months
2.0 years
IDV
₹6.40 L
After 20% IRDA depreciation
Invoice price
₹8.00 L
Depreciation
20%
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